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Terms of Service for ScrollStreet

Last updated: December 6, 2025

Welcome to ScrollStreet!

These Terms of Service ("Terms") govern your access to and use of the ScrollStreet mobile application and related services (collectively, the "App" or the "Service"). The Service is provided by Yoav Grinberg, trading as "ScoreSprint", a sole proprietorship (eenmanszaak) registered in the Netherlands with the Dutch Chamber of Commerce (Kamer van Koophandel) under registration number 98643762, with its registered address at Telgen 13AR Hengelo, the Netherlands ("we", "us", or "our").

Please read these Terms carefully before using the Service. By downloading, installing, accessing, or using the App, you agree to be bound by these Terms. If you do not agree to these Terms, you must not use the App.

1. Acceptance of Terms

By downloading, installing, accessing, or using the ScrollStreet mobile application (the “App”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, do not use the App.

These Terms constitute a binding legal agreement between you and Yoav Grinberg, referred to as “we,” “us,” or “our”.

If you are using the App on behalf of another person or legal entity, you represent that you have authority to bind that person or entity to these Terms.

2. Nature of the Service – Educational Simulator Only

IMPORTANT - PLEASE READ CAREFULLY.

  • Educational Game / Simulator: ScrollStreet is a game and educational simulator designed for entertainment and general educational purposes only.
  • NO REAL MONEY: All currency, equity, balances, “profits,” and “losses” displayed in the App are entirely virtual (“Paper Money”). They have no real-world monetary value. You cannot deposit, withdraw, exchange, or redeem any virtual currency or items for fiat currency, cryptocurrency, or any other asset.
  • SIMULATED ENVIRONMENT: The App uses historical market data and simulated conditions. Game parameters (including leverage, execution speed, fills, and liquidity) may differ significantly from real-world market conditions and do not account for all frictions, slippage, fees, spreads, or other trading risks.
  • NO BROKERAGE / NO REGULATED FINANCIAL SERVICE: We are not a broker, dealer, investment firm, portfolio manager, or exchange. We do not accept or hold client funds, and we do not execute or facilitate actual securities, derivatives, forex, or crypto transactions.
  • NO GUARANTEE OF RESULTS: Any performance, score, or success you achieve in the App does not represent or guarantee that you will achieve similar results in real trading.

You acknowledge that the App is not a trading platform and may not be used to place or execute real trades.

3. No Financial, Investment, or Tax Advice

Nothing in or through the App (including charts, historical data, game mechanics, notifications, or any educational content) constitutes:

  • investment advice
  • financial advice
  • legal or tax advice
  • a recommendation to buy, sell, or hold any security, cryptocurrency, derivative, or other financial instrument.

The App:

  • does not take into account your individual investment objectives, financial situation, or needs, and
  • is not a substitute for professional advice from a licensed financial advisor.

Game Only: Success or high performance in the ScrollStreet simulator does not guarantee that you will be successful in real-world trading.

Historical Data: Any historical price charts or simulations are for illustrative and educational purposes only. Past performance is not indicative of future results.

User Responsibility:

You acknowledge and agree that:

  • You are solely responsible for any trading or investment decisions you make outside the App.
  • You will not rely on the App as the basis for any real-world trading or investment decision without doing your own independent research and, where appropriate, consulting a licensed professional.
  • To the maximum extent permitted by applicable law, we are not liable for any financial losses, lost profits, or damages you may incur in your own trading or investment activities, even if such activities are based in whole or in part on your experience with or interpretation of the App.

4. Virtual Goods and Currency

The App includes virtual currencies (e.g., “Paper Balance,” “Paper Equity”) and virtual items (e.g., “Licenses,” “Assets,” “Hearts,” “Themes”) (collectively, “Virtual Goods”).

  • License Only: Virtual Goods are licensed, not sold, to you. You receive a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable license to use Virtual Goods solely within the App and solely for personal, non-commercial use.
  • No Ownership: You acknowledge that you have no property, ownership, or monetary interest in any Virtual Goods, regardless of whether you obtained them by paying real money or by gameplay.
  • No Refunds: Unless required by applicable law or the policies of the Apple App Store or Google Play Store, all purchases are final and non-refundable.
  • Modification and Removal: We may manage, regulate, control, modify, or eliminate Virtual Goods at any time, with or without notice, and shall have no liability to you or anyone else for exercising these rights (e.g., game balancing, economy resets).

5. Subscriptions (ScrollStreet Pro)

If you purchase a subscription to ScrollStreet Pro or other premium features:

  • Billing: Subscriptions are billed to your Apple ID or Google Play account upon confirmation of purchase.
  • Auto-Renewal: Subscriptions automatically renew at the end of each period unless auto-renew is turned off at least 24 hours before the end of the current billing period.
  • Management & Cancellation: You can manage or cancel your subscription in your device’s account settings. We cannot modify or cancel subscriptions on your behalf.
  • Price Changes: We may change subscription prices or plans. Any price changes will be communicated in accordance with the policies of the relevant app store and applicable law.
  • Refunds: Refunds, where applicable, are handled by the Apple App Store or Google Play Store in accordance with their policies. We cannot process refunds directly except where required by law.

6. User Eligibility and Conduct

Eligibility

You represent and warrant that:

  • You are at least 18 years old or the age of legal majority in your jurisdiction, and
  • You have the legal capacity to enter into these Terms.

If you are under 18 or under the age of majority, you may only use the App with the consent and supervision of a parent or legal guardian who agrees to be bound by these Terms.

Prohibited Conduct

You agree that you will not:

  • use the App for any illegal purpose or in violation of any applicable law or regulation;
  • use exploits, automation software, bots, hacks, or unauthorized third-party software to modify, interfere with, or gain an unfair advantage in the App (including manipulating leaderboards);
  • submit or use any offensive, unlawful, or discriminatory content in usernames, chats, or shared content;
  • attempt to decompile, reverse engineer, or otherwise access the App’s source code or non-public data;
  • interfere with or disrupt the App or servers connected to the App.

7. Affiliates and Third-Party Links

The App may contain links to or integrations with third-party websites, apps, brokerages, or services (“Third-Party Services”).

  • Independence: We do not control, operate, or endorse Third-Party Services.
  • Compensation: We may receive a commission or other benefit if you click a link or open an account with a third party.
  • Your Responsibility: Any use of Third-Party Services is entirely at your own risk.
  • No Liability: To the maximum extent permitted by law, we are not responsible for any loss or damage arising from your use of, or dealings with, any Third-Party Service, including any trading or investment decisions you make through such services.

8. Intellectual Property

All rights, title, and interest in and to the App (including but not limited to the “ScrollStreet” name, logo, UI design, game mechanics, text, graphics, and software) are owned by or licensed to Yoav Grinberg and are protected by applicable intellectual property laws.

The historical market data used in the App is sourced from public or licensed providers and is used for educational simulation purposes only. You may not copy, redistribute, or exploit this data outside the App without the relevant owner’s permission.

9. Risk Disclosure

You acknowledge and understand that:

  • Trading financial instruments (including stocks, forex, crypto, and derivatives) involves substantial risk and may result in the loss of all or more than your initial capital.
  • The App does not simulate all real-world risks, market conditions, or transaction costs.
  • Any experience, strategies, or patterns learned in the App may not work in real markets.

By using the App, you accept full responsibility for any decision to trade or invest in real markets and for all resulting gains or losses.

10. Disclaimer of Warranties

The App is provided on an “AS IS” and “AS AVAILABLE” basis.

To the maximum extent permitted by law, we expressly disclaim all warranties and representations, whether express, implied, or statutory, including, without limitation, any implied warranties of:

  • merchantability
  • fitness for a particular purpose
  • non-infringement
  • accuracy, reliability, or completeness of data
  • availability or uninterrupted operation of the App.

We do not warrant that:

  • the App will be secure or free from errors, bugs, or viruses;
  • the data, charts, or simulations will be accurate, current, or complete;
  • any defects will be corrected.

Your use of the App is at your sole risk.

11. Limitation of Liability

To the maximum extent permitted by applicable law, and except where liability cannot be excluded or limited by law:

Exclusion of Indirect Damages

We shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, loss of revenue, loss of data, loss of goodwill, or business interruption, arising out of or related to your use of or inability to use the App, even if we have been advised of the possibility of such damages.

Real-World Trading Losses

We shall not be liable for any trading losses, investment losses, missed opportunities, or other financial damages that you incur in real markets, even if such losses appear to be connected to your use of, or reliance on, the App, its data, or any content provided through the App.

Overall Cap

To the maximum extent permitted by applicable law, in all cases our total aggregate liability arising out of or relating to these Terms or the App (whether in contract, tort, negligence, strict liability, or otherwise) shall be limited to the total amount you paid to us for use of the App in the twelve (12) months preceding the event giving rise to the claim. We shall not be liable for any trading or investment losses, missed opportunities, or other financial damages that you incur in real markets, even if such losses are connected to your use of, or reliance on, the App.

Non-Excludable Liability

Nothing in these Terms excludes or limits any liability that cannot be excluded or limited under applicable law, such as liability for:

  • death or personal injury caused by our negligence;
  • fraud or fraudulent misrepresentation; or
  • wilful misconduct or gross negligence, to the extent such exclusion or limitation is not permitted under Dutch or EU law.

12. Indemnification

To the maximum extent permitted by law, you agree to indemnify, defend, and hold harmless Yoav Grinberg (ScrollStreet), and our officers, employees, contractors, and agents, from and against any and all claims, demands, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to:

  • your use of the App;
  • your violation of these Terms; or
  • your violation of any law or the rights of any third party.

13. Termination

We may suspend or terminate your access to the App, in whole or in part, at any time and for any reason, including if we reasonably believe that you have violated these Terms, harmed other users, or misused the App.

Upon termination:

  • Your license to use the App and any Virtual Goods immediately ends.
  • We may delete or disable your account and related data, subject to our legal obligations.

You may also stop using the App at any time. Termination does not affect any rights or obligations that, by their nature, should continue after termination (including limitations of liability, indemnity, and intellectual property provisions).

14. Changes to the App and to These Terms

We may update, modify, or discontinue all or part of the App at any time, with or without notice.

We may also revise these Terms from time to time. When we do, we will update the “Last Updated” date at the top. If you continue to use the App after changes take effect, you are deemed to have accepted the revised Terms.

If you do not agree to the revised Terms, you must stop using the App and, if applicable, cancel any subscriptions.

15. Governing Law and Jurisdiction

Dispute Resolution: If you have any dispute or claim relating to the App or these Terms, you agree to first contact us at yoavgrinberg1@gmail.com and give us a reasonable opportunity to resolve the issue informally. If we cannot resolve the dispute informally, any dispute shall be governed by the laws and courts set out in the Governing Law and Jurisdiction clause below.

These Terms and any dispute or claim arising out of or in connection with them or the App are governed by and construed in accordance with the laws of the Netherlands, without regard to conflict of law principles.

You and we agree that the courts of the Netherlands shall have non-exclusive jurisdiction, meaning you may also enjoy protections afforded to you under the mandatory consumer protection laws of your country of residence, where applicable.

16. Data and Account Deletion

We process your personal data in accordance with our Privacy Policy. You may request deletion of your account and associated personal data at any time as described in the Privacy Policy. If the App provides an in-app “Delete Account” option, using that option will permanently delete your account and, subject to our legal obligations, remove associated personal data from our active systems. This action is irreversible and may delete your progress, statistics, and any Virtual Goods.

17. Contact Us

If you have any questions about these Terms, please contact us at:

Yoav Grinberg

Telgen 13AR, Hengelo, Overijssel, The Netherlands

Email: yoavgrinberg1@gmail.com